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From: PowerPay
Re: Your New Merchant Account
If you are reading this right now, then you already know the importance of accepting credit cards on your website, I don't need to tell you that. What you may not know is the danger of processing with the wrong company or you may be thinking that it's
just too complicated. Read on to find answers to these questions and
myths.
Let Me Ask you a question... Which Type of Merchant Are You?
I've found there are two types of Internet Merchants.
1. The kind which thinks it's easier to simply use a "third-party" to process credit cards.
2. The merchant who thinks it's too complicated or too expensive to get a merchant account.
3. The merchant who thinks they have it all covered... you have a big
surprise.
If You're Using "Third-Party" Processors... You're Losing Money!
Yes, you read it right. If you are using a "Third-Party" credit card processor as you main way to accept payments online, then you are losing money.
We realize many people start their online business using a "Third-Party" processor
because it's quick, convenient and many people don't know is that it is also
very EXPENSIVE.
Think about it
for one minute...
-
What is your processing fee?
-
What
is your reserve fee?
-
How
about your startup costs?
-
What
about your transaction fees?
A "Third-Party" processor charges 5%-7.5% of your transactions.
Third parties also charge $.75-$1.00 for each and every transaction as well,
no matter what the price of the sale is. Third parties normally charge a
setup fee of around $50 just to get setup with them.
Most People Don't Even
Know Third Party Processors
Have A Reserve Fee!
It's true,
most Third Party Payment
processors have a "Reserve
Fee" which they don't talk
about too much. It works
like this. For every sale
they make hold 10% to 25%
of the transaction for as
much as 6 months to ensure
the customer does not
refund. It's true... check
your account and you'll see
what I mean.
Not to mention the amount of sales you are losing because you CAN NOT control the order process of your customers. Many times, you can't even add your own company logo to the order page.
On many "third-party" processors, you lose most of your sales due to the long drawn out checkout process.
Even worse, some processors want your customers to signup with them just to accept their money. I know you know what I mean. Trust me
there's a much better way.
But... Isn't It Too Complicated and Too Expensive
to
Get a "Real" Merchant Account"?
That's what many people think, but it's farthest from the truth. You can easily and painlessly get setup for your very own merchant account in just a few days. Most merchant accounts are setup with us in a matter of 48-72 hours.
-
FREE Authorize Net Setup
-
FREE Setup - ($195 Setup FEE is Waived
-
FREE Virtual Terminal
-
Monies are
deposited
directly
into YOUR
bank account
usually
within 3
business
days from
the date of
the online
sale
-
100% Online
Control
Panel for
full control
-
Ability to refund customers yourself
-
Take Phone Orders if you choose
-
Accept
Visa
-
Accept
American Express
-
Accept
Discover
-
Accept
Mastercard
-
Process them all right now!
There's nothing for you to lose and certainly everything to gain!
Be Careful Who You
Choose For Your Merchant Account
So you've chosen to go with your own merchant account. Great! I have to
warn you, if you are not careful who you process with, your choice could be
disastrous.
Let me give you a perfect example...
Armand Morin's $4.2
Million Dollar Story
Armand Morin is one of the top Internet Marketers in the
world. What many of you don't know is Armand is also a
classic case study of what could go wrong with your merchant
account if you don't choose correctly.
Here's Armand's own words...
"When I first started on the Internet I happened to do
what many people hope and dream to do and this become
successful very quick.
To make a long story short... I released a product that
did extremely well and we did $4.2 million dollars in the
first 12 weeks of launching that product.
That's where the problem started.
During that 12th week I received a phone call from my
merchant account and was basically told this...
"Mr. Morin you've processed too much money and we
will have to cancel your merchant account and place a
hold your funds. We will be withdrawing the remaining
balance from your bank account"
They took $2.1 Million Dollars from my bank account and
held it for 6 months.
So there I was out $2.1 million dollars and I basically
had to shut down operations for that company because I could
no longer accept credit cards.
Why didn't I Just Get another merchant account?
What you may not know is, if you have your merchant
account cancelled by your merchant account provider, you are
essentially put on a BLACK LIST and no other company will
want to do business with you.
You have to understand... I didn't do anything wrong, I
just processed too much money in too short a period of time.
If that's a crime then lock me up!
I swore off merchant accounts for almost 5 years.
After many years I finally decided I had to have a
merchant account to give me more flexibility with my company
and I found PowerPay.
I started using PowerPay and during the first 30 days with them we had a huge product
launch and processed over $100,000 in a single week.
My Merchant Account Stopped Working - Here We Go Again
I contacted PowerPay and told them my merchant account
wasn't working and if they knew why it wouldn't work.
They asked me how could I process so much volume in such
a short period of time. I explained to them the power of
direct sales and Internet Marketing.
The next thing you know, they wanted to know more.
Unlike many companies who just look at the numbers...
PowerPay wanted to embrace this new and emerging market of
online sales.
My merchant account was turned back on in 10 minutes.
I've since created a great relationship with PowerPay.
I've also referred many of the top Internet Marketers in
the world to them.
Do I recommend PowerPay? 100% Absolutely!"
Armand Morin
CEO - GeneratorSoftware
Founder - BigSeminar |
What
Makes PowerPay Different
Than
The Other Merchant Account
Proccessors Online?
The
Simple Answer --
They
Understand Internet
Marketing
With many
merchant account providers,
the term Internet Marketing
or online sales is like
talking to them in a foreign
language. They don't
understand what it is, how
it works or the amount of
volume an internet company
can do in such a short
period of time.
PowerPay has embraced this new marketing media. It's common
to see their representatives at many of the Internet Marketing seminars all
over the country. They network and strive to build not just accounts, but
true relationships with their customers and clients.
No other merchant account provider has a better
understanding of the world of Internet Marketing than PowerPay.
"Jud
Smith and PowerPay are a truly class act! The world of credit
card merchant processing can be pretty scary and the pitfalls
are real and costly.
If you want a great merchant account with NO hassles, great
support, and a fair price... look no further than Jud Smith and
PowerPay"
Jim Edwards
http://www.MiniSiteCreator.com |
"Jud
smith and PowerPay understand ecommerce and internet
marketing like no other processor. Secretly some of the
largest internet marketers and ecommerce merchants have been
using Jud and PowerPay for credit card processing, all the
while hoping their competition doesn't find out!"
Yanik Silver
http://www.surefiremarketing.com
|
"Your
merchant account is the most mission-critical part of your online
business (other than your hosting account!). Most merchant providers
don't understand the internet marketing world very well; many of
them make it hard to do business with them. Not so with PowerPay.
When I needed my own merchant account, I picked up the phone and
called Jud Smith at PowerPay.
The application process was simple & easy, approval was
lightning-fast, and Jud made every part of the process seem
effortless. In my mind, there is only one logical choice for your
Merchant Account Provider: call Jud Smith at PowerPay. That way you
can forget about your Merchant Account and focus on your marketing."
Ray Edwards
Copywriter to the Marketing Stars
http://RayEdwardsCopyWriting.com |
Judson
Smith has helped more Internet / Information Marketers with
their merchant account than any other person I know! That's
because he understands us, our business - and doesn't "punish
us" for the "misdeeds" of the customers. What I mean is he's the
REAL deal, and he can help YOU build your business securely. I
use him. Most top marketers do. Highly recommended.Ted
Ciuba
http://www.holomagic.com |
Judson Smith has saved me hundreds of thousands of dollars
and millions more to come by introducing me to PowerPay... it's
honestly the most reliable merchant processor I have ever had.
They even have the best rates!
PowerPay is so reliable that they are the only processor I use
for all of my websites.
Thank you Judson and PowerPay!
Justin Blake - CEO
www.ViralShock.com
www.TheUnblockablePopup.com
www.SpamLockUp.com |
What If I Have Huge Spikes In My Processing
Volume?
We at PowerPay understand with any business it can grow fast
or slow. You should not be penalized because you have succeeded in business.
As long as you adhere to the merchant account agreement and are not
promoting or selling anything illegal, then we will help you through your
growth spikes and product launches.
We have been the merchant account provider behind many of
the most successful launches on the Internet.
|
“I
should have known
better. I sent a
client to another
merchant account
provider instead of
sending her to Jud.
Sure enough, they
put her through the
standard obstacle
course and came back
with a mile-long
list of reasons she
can’t get a merchant
account from them.
So I did what I
should have done
in the first place –
I sent her to Jud.”
David Garfinkel
Co-founder, The
Copywriters Guild |
I
just wanted to take a few minutes to talk to you about the merchant
services that you've provided for my company.
Rather than spin or wax or pontificate poetic, I'll simply come to
the point - my business simply would not be possible without the
full support of your financial instruments. And while my needs are
often complicated, you and your team have consistently and rapidly
stepped up to deploy your services without hesitation and in a
thoroughly effective manner.
Your counsel on matters of merchant services has been second to none
- and I say that having had the unfortunate experience of putting my
trust in other so called merchant services - the result of their
actions being complete disappointment and in some cases outright
fraudulent business practices.
In a vertical that has its share of snake oil salesmen and con
artists, you've constantly risen to the occasion, and exceeded my
every expectation.
So, on this holiday season, I decided to do something that many
customers don't do enough - acknowledge excellence. Jud, thank you
for having my company as your customer - I look forward to being
able to fully realize my business' potential because of your
invaluable service.
Best Regards,
Andy Jenkins
A Squared Artifacts, LLC.
StomperNet, LLC. |
 I
met Jud Smith from
PowerPay at a seminar right before I launched my first site.
After finding out that most of the top
marketers at this seminar
was using PowerPay as a credit card processor I decided to
also use them for my first project.
They were extremely
helpful when it came to setting up that first account and
got me up and running in no time at all.
I highly recommend Jud
and PowerPay to anyone that is going to take credit cards
online.
Jeff Dedrick
http://www.SecretPageSpy.com
|
Like
most online entrepreneurs, I've been around the block
with a number of merchant providers, having had one bad
experience after the next. That makes it easy for me to
say that I'm completely satisfied with Powerpay. These
guys are different -- they do exactly what they promise,
they have never frozen our funds, and have never fooled
with our account in any way. I recommend them without
hesitation.
Paul Lemberg
President, Quantum
Growth Coaching, LLC
The worlds only fully
systemized program for business acceleration
|
PowerPay is a fantastic service - very customer
service oriented. I have had only positive experiences,
always get paid right away, the fees are reasonable, no
holds on my money... in the past I have had big problems
with other companies. These guys are trustworthy. Jud
has been there since I started - this speaks volumes
cause there is low turn-over in this company. Feel free
to contact me if you have any questions.
Wendy Robbins
www.nowheretomillionaire.com |
Already Have A Merchant
Account? No Problem...
Get a
FREE
Backup Account With PowerPay
We understand you may already have a merchant account. It's
quite natural and even reco
mmended you have a backup account in case
something should ever happen or your limit is hit.
The last position you want to be in is without a merchant
account. Let's say, for whatever reason, you primary merchant account goes
down or worse yet temporarily frozen or you've hit your monthly limit. What
happens?
For most people... you're totally out of luck. Without a
merchant account you've out of business!
If you have a backup merchant account in place, you can
switch over to it in less than 5 minutes and start taking orders again. Why
put yourself in that position if you don't have to.
|
PowerPay Merchant Account** Rates and Fees: |
| Discount Rate for Internet, Mail Order, Auction: |
2.39% Visa/MasterCard * |
| Transaction Fee: (no additional AVS fees) |
$.35 per transaction |
| Statement Fee: includes 24/7 Customer Service |
$10.00 per month |
| Monthly Processing Minimum: |
$25.00 |
| American Express/Discover Card: |
Quoted Separately |
| Application Fee: |
FREE (for a limited time only) |
| Authorize.net Gateway Fee |
$20.00/Mo. |
| Annual Fee: |
$59.00 |
* Rates are guaranteed not to increase except
upon instances of industry-wide increases by either Visa or MasterCard.
**Applies to accounts with acceptable
Merchant and Applicant criteria. Merchants or Applicants falling outside
PowerPay ordinary guidelines will still be approved, but may be subject to
fee modifications. Any modifications will be provided to Merchant/Applicant
in writing.
"As
an internet marketer, finding a merchant processor who
understands the ebb and flow of our industry can be difficult,
if not impossible. After all, quite often, our product launch
cycles can be a processing nightmare for most merchant providers
who don't understand the business.
Fortunately, Jud Smith and PowerPay are on our side. Their
knowledge of our industry has created total peace of mind,
knowing that our best interests and finances are handled as if
we were family. I highly recommend Jud to handle all of your
processing needs!"
Dave Bernstein
Phoenix, AZ
www.HiFiWebGuy.com |
"I've
been online for over ten years and have worked with several
merchant account providers during that time. Our best
experience, by far, has been with the folks at PowerPay. Jud
Smith and his team there understand the needs of information
marketers and Internet marketers better than anyone else in
the industry."
Bret Ridgway
www.SpeakerFulfillmentServices.com |
"I've
been selling online for over 8 years and let me tell you,
choosing the 'wrong' credit card processors for my business has
cost me literally HUNDREDS OF THOUSANDS of dollars in
unnecessary lost profits.
I've seen and heard it all. One merchant provider went bankrupt,
and literally pulled the plug overnight without so much as a
word. I had $20K+ in monthly client orders stored in their
system that I couldn't get out - my business vanished with them.
Another well-known company gave excuses for weeks why they
stopped paying me... they put it down to technical glitches. In
the end, the truth came out- they had problems with their own
banking connections, and MILLIONS of dollars of their merchants
money is still tied up in the system -- almost 3 years later.
Another still randomly closed my account. Why?
They told me I was processing TOO MUCH money!
Unbelievable!
I've tried an endless number of merchant providers, credit card
processors, third-party accounts, electronic gateways, offshore
credit card deals, you name it -- I've had the rug pulled from
underneath me 9 times out of 10 and those that didn't, charged
such extortionate fees, I was literally handing over a
six-figure check every year simply for taking my customer's
payment.
Then one day, I was lucky enough to stumble across Jud Smith of
PowerPay at a business conference in LA. I explained my
situation... told him my volume... and for the first time ever,
I heard 2 words that are unbelievably rare in this industry:
"No problem!"
Within days, I was up and running. That was over two years ago.
Since then, I've processed over $1.5 million in sales without a
glitch, hiccup or even a SINGLE second of downtime the whole
time.
They pay on time every time and what's more, if I get a spike in
sales due to a successful promo or ad campaign, they process it
without flinching-- unlike other providers, who would sooner
CLOSE YOUR ACCOUNT than congratulate you on your sales!
I cannot recommend PowerPay enough. Jud is an excellent guy too,
a realpleasure to work with.
If you simply want to take cards and get paid on time without
hassle and without worrying about all the other stuff, give them
a call -- you absolutely won't regret it!
Lee Benson.
http://LeeBenson.com |
"Doing
business online presents its share of challenges, and none are
greater, or potentially more important, than processing order
payments. That's why I couldn't be happier with Jud Smith and
PowerPay.biz.These guys have made my life SO much easier.
Seriously, as far as payment processors go, I can't imagine a
better option for anyone needing to take credit card payments
online. Jud, thanks so much for your service!"Joel Comm
http://www.adsense-secrets.com |
It Takes Just a Few Minutes and You Will Have
Your NEW Merchant Account In Less Than 72 Hours!
Here's What To Do In
Order To
Expedite The Application Process...
Four Simple Steps To Receive
Your Merchant Account
|
1 |
Click on the link below and follow the instructions on the next page.
Make sure you read
and fill out all the
blanks asked for. If
you don't it may
delay the process. |
|
2 |
Gather the
appropriate
documents which
PowerPay will ask
you for during
verification
purposes. |
|
3 |
Watch for the email
from PowerPay with
your approval
information and your
initial setup
instructions. This
will include all
your login
information you
need.
Save this email
in a safe place for
future reference. |
|
4 |
Enter your
Authorize.net
details into your
shopping cart or
payment processing
system and you're
DONE! You
are now ready to
accept online credit
cards! |
It's FREE Just Click
This Link Right Now
|
PowerPay is a registered MSP/ISO of: HSBC Bank USA, National Association,
Buffalo, NY and BancorpSouth, Tupelo, MS
Click Here For The iPowerPay Affiliate Program
|